Owning a non-standard or unusual home comes with character and charm. But when it comes to insurance, these features can become obstacles. Standard policies are built for typical properties, leaving gaps for anything outside the norm. If your home doesn’t fit the mould, relying on the wrong cover could cost you more.
To help you protect your investment properly, here’s why specialist cover is often the smarter option for unique properties. Keep reading to find out how the right policy can give you more control.
What Makes A Home Unique?
Most insurers define a standard home as one built with bricks and mortar and a pitched tile or slate roof. Anything outside that is typically labelled non-standard, even if it looks typical. What many homeowners don’t realise is that a wide range of construction types fall into this category.
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