Show Your Fur Baby Some Love with Their Very Own Pet Insurance Policy

It is extremely important that we treat our pets as our companions and not as walking and sleeping obstacles that get in our way. We chose to take on the responsibility of bringing cats or dogs into our lives. Therefore, your cats or dogs are members of our family, and there are no two ways about it. If our pets become sick, they can’t pick up the phone to call an ambulance; we have to provide them with the best medical care that we possibly can.

There are a number of reasons why many pet owners hold off on registering their dog or cat with pet insurance policies. They could be currently confronted with a cash flow crisis that makes the additional cost of pet insurance one expense too many. Others may waste too much time procrastinating on making a firm decision and let way too much time fly by with the future of their pet’s health hanging in the balance. With pet insurance typically reimbursing about 80% of vet bills that customers may be faced with, let’s go through the reasons why having pet insurance for your fur baby can improve their lives and make you a more equipped pet parent. 

Veterinary Costs are Increasing 

When looking at the average vet bills of the moment, those numbers can climb up to anywhere between $500 to $3000, depending on the sickness that your cat or dog is struggling to defeat. While vets claim this inflation is a result of development in drugs and medical technologies, many pet owners can’t afford this price. Because of this, many pets die of sickness or are not given proper medical care. Pet insurance gives you financial solutions from these pricey vet bills and helps you take good care of your beloved pet.

Save Money on Your Pet’s Healthcare

Once you have secured some pet insurance for your cat or dog, you are freed up from having to overextend your family’s emergency money or those savings that have been put aside for family vacation. Potentially save yourself thousands of dollars of unexpected costs if your pet suddenly gets severely injured, needs surgery, faces diabetes, or even cancer.  

Third-Party Liabilities  

If you have an aggressive dog that has the proclivity to make a mess of your neighbor’s property, consider buying pet-insured policies that cover third-party liabilities to refund expenses if your dog accidentally hurts an innocent stranger or causes property damage that belongs to someone else.

Flexible Packages to Pick From  

Pet insurance companies offer many flexible packages to fulfill your needs, with choices to receive a yearly maximum package, deductible, or reimbursement percentage for exams, surgeries, therapies, and breed-specific conditions.

May Cover Your Pet’s Hereditary Condition  

Pets often suffer from serious health problems and congenital conditions in the course of their lifespan. Just like what can be found in humans, some of these health conditions can be inherited from the family that they were bred from or can appear from severe inbreeding. By getting pet insurance as early as possible, these issues can be addressed, and pet caretakers won’t have to worry about facing age restrictions or pet insurance limitations that can cost an arm and a leg later. 

Prioritize Preventive Care Along with Medical Care

Veterinarians are not in a position to volunteer their extensive services, so there is definitely a cost to medical care if your dog or cat happens to get seriously sick or becomes ensnared in a harmful accident. Veterinarians commonly recommend that all pets should routinely receive preventive care in the form of wellness examinations to get their health analyzed from head to toe (and their tails in between). Along with exams, vets also suggest that pets receive vaccinations to prevent life-threatening diseases along with annual screening tests to be able to find parasite infections early on when treatment can still be an effective solution. 

Have Peace of Mind  

One of the greatest rewards that come from pet insurance, like any other type of insurance, is that you get to sleep at night knowing that if an unforeseen emergency arrives, you will have a solution that you have already prepared for. It also makes it possible to choose from the best medical treatment available to you to truly prioritize your pet’s health. 

Ultimately, whether you decide to buy a plan for your loving pet or you are taking the financial risk of waiting to pay for their potential care needs when the time arises, you can now be clear on the pros and cons of your choice. Research your pet insurance options and pick the plan that makes the most sense for your cat or dog to be able to live a long-lasting life and for you to not have to fall into the process of all of that financially.