Author: Contributor

We all like a little frivolous spend now and again. But, when does the frivolous spending start to become a drain on your finances? When you don’t remember where your money has gone? When you’re using your credit card to pay for your essentials? Or when you’re failing to add to your savings account each month? Follow the link to find out more about your personal pension. The truth is that all of these are clear warning signs that your spending is probably a little out of control. 

But don’t worry, it’s an easy fix. All you need to do is rein in your spending and live within your means. You should also be pinpointing the financial drains on your account and make some better choices. Want to know more? 

Read on to discover the top 5 financial drains out there and if you’re guilty of indulging them.

Continue reading “Are you guilty of these top 5 financial drains?” →

Living right outside of a major city, we spend a lot of time dipping in to try out new foods and places to eat. We love eating out, but often when trying to find a new place to eat, you never know how busy they are going to be on the day that you want to eat. This is where booking comes into play – booking ahead of time ensures you have a table ready for you at the time you want to eat at. Calling in to book a table can feel awkward, but with the power of the internet, there are a number of ways to actually book online and save that awkward phone call. Many of these websites also have additional benefits, which are worth considering when picking what to use. Many of these websites also provide a bunch of restaurants and ratings, which means that you are getting opinions and options to go along with your booking.

Continue reading “Top 4 websites for restaurant reservations” →

If you’ve had an accident, injury or loss that wasn’t your fault, you may be considering hiring a lawyer. Perhaps you want to find out about negligent security claims or you had a slip and fall in the workplace. But if you’ve never had to hire a lawyer before it can feel a little overwhelming, and you might not know where to start. Don’t worry. There are plenty of different ways to find a lawyer to suit you. So, what are they?

Recommendations

Just as you might ask a friend or relative for a recommendation for a day out, you should also ask for recommendations when looking for a lawyer. While you might not know of any immediate friends or family members who have previously used legal representation, there will undoubtedly be a friend of a friend or someone in your social circle who knows something. Personal recommendations can be useful because the person isn’t looking to gain anything, and so they will give an honest review. If they’ve been represented by the lawyer, they will be able to give an honest account of the process and if they weren’t happy with anything. Plus, if they know you personally they’ll have your best interests at heart and will want the best outcome for your case. 

Continue reading “How to find a reliable lawyer” →

When it comes to renting, you often can find two options; renting through a private landlord or through an agency. In the past, I have stuck to an agency, as agencies are much easier to research and hold accountable then private landlords, who are individuals who might try to take advantage of people. But, on the other hand, private renting doesn’t come with the fees to start with that agencies have and it’s often cheaper. I have gone from agency renting to private renting as my landlord left an agency, as well as privately rented straight from a landlord – and have learned a lot. Which I am here to share with you;

Taking Inventory

Taking inventory is one of the first things you’ll need to do when renting a house. This means you will need to walk through the house and point out each and every fault; minor water damage on the roof, the sink not working quite right, the carpet being a little worn in places. You should write down as many of these little things on your inventory – that way they are documented. It’s also smart to take pictures of the place before you fully move in, making sure the condition is documented on your end, in case there is anything funny happening with your deposit. Pictures can help show how the house was when you moved in, which can be useful if the landlord is attempting to withhold your deposit.

Continue reading “Things to know before Private Renting” →

You may have heard that our catalytic converter was stolen out of our car, while it sat in a car park. This meant that we needed to get a new car – and due to the nature of how our old car went out – it needed to be done fast. Unlike when a car is clearly dying, our car suddenly didn’t run, so we needed to find a new way of transport as soon as possible, which caused a lot of mistakes when it came to the purchasing itself. So, we’ve turned those mistakes into lessons and figured I’d share them with you.

Knowing where to look

You’ll find that many cars are listed on several different places; Facebook Marketplace, Gumtree and Craigslist all have the same listings for the same cars and often don’t get updated if a car is sold. This means that when we reached out, we’d often find the car had already gone, and then stumbled upon the same car in a new place. You’ll need to know where to look and be prepared to send a lot of texts/messages to find out if these cars are still around. Many of these listings have the bare minimum when it comes to information, so you’ll be expected to communicate with the seller as well.

Continue reading “Things to know before buying a car online” →