5 Things To Consider When Buying Your First Home

A successful home buying experience is achievable due to the details. It is by ensuring all of the details from the start of the process to the finish are right. Everyone has their reasons for buying a house. However, they all have to go through the same process to find a property they will call their home. Purchasing your first home can be a thrilling experience. It is also one overshadowed by intimidation about the process.

Know Your Credit Score

Get a copy of your credit score before you begin looking for a house. Your credit score has an impact on determining the interest rate you can get for your loan. The higher your credit rating, the more likely it is to obtain a loan to buy a house at a lower interest rate. Ensure that you review your credit score carefully before applying for a loan. It is not unusual for there to be mistakes included in a credit report. These mistakes can often bring your credit score down.

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Top 7 Stocking Stuffers for Adults 2021

[Ad- gifted products Updated on November 10th, 2021.] Christmas is fast approaching and I have found myself looking for cute stocking stuffers to fit inside the beautiful stockings we’ve got. Stocking stuffers are normally smaller, inexpensive gifts that you don’t want to get lost under the tree, so you put them in Christmas stockings. I’ve picked out a bunch of stocking stuffers and little Christmas gifts for you to enjoy.

Coordinate Bracelets from Life Less Ordinary

When it comes to adorable gifts that you might be getting your loved one or partner, coordinate bracelets are so adorable. Life Less Ordinary creates these stunning coordinate bracelets, where you can pick various colors and put in a special coordinate. You can pick anywhere – where you met, your favorite place, your home together, anything you can think of really. These bracelets are comfortable and adjustable – with really cool galaxy bubbles at the end, and look great. It comes with a little bag to store it in and a sticker, perfectly sized for stockings.

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A Day Out at the Hylands Estate Adventure Castle

In the hunt for more places to go out and visit, we found that we actually live quite close to the Hylands Estate Adventure Castle, which is a completely free, quite massive park for kids to play and explore. We wanted to make it more of a day out, so we actually packed a lunch to eat there – though there is a little cafe which is perfect for getting lunches or hot drinks if you need it.

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MEL Science – Luminescence | Review

[Ad- gifted product] As any regular readers will know, we’re happy to dip into a science-themed subscription box here. We’ve, most recently, just wrapped up the KiwiCo Tinker Crate, and so it makes perfect sense that we turn our gaze toward MEL Science, specifically their MEL Physics range; a kit aimed at a slightly older audience and specifically focused on decrypting scientific jargon into an accessible educational package. The first month we grabbed was based around Luminescence, and it was a fantastic example of MEL Physics’ boxes at their purest.

We ran into the MEL Science team earlier on in the year, while at an event. I was drawn to the stand by how professional each of the boxes on display looked. They had a simple, clear design, with one or two objects on the front, but a simple title down the spine. Each box was a single stark colour, giving them the look of classic school textbooks. The staff manning the stand gave us some simple demonstrations of accessible science but also introduced us to the App and the VR/AR elements that go hand in hand with their subscription.

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Purchasing Second Hand with BuyCharity

[Ad- gifted product] Often, I dive in and out of charity shops to find some second hand items that I need for my home. Clothing, home wear, furniture – all of that purchased second hand not only saves me money, but is much better for the world. Ensuring that items are used to the fullest is something that we always try to do in our household, and second hand clothing is something that is just so easy to do. When the pandemic hit the UK, I missed charity shops loads.

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