If you run a grooming salon, dog daycare, boarding facility, training operation, sitting service or pet retail shop, commercial pet industry insurance addresses the business, while consumer pet health insurance addresses pets’ veterinary expenses. Your risks center on animals in your care, staff handling, client property and business premises, which makes coverage choice more complex than a standard small business package. State-level data, such as the distribution of pets and gross written pet insurance premiums by state, describes the consumer pet insurance market rather than demand for professional pet services or the availability of commercial business policies.
Our top pick is Pet Professional Insurance Agency for pet business owners who want a specialist agency that focuses exclusively on the pet industry and can help them compare commercial coverage types across multiple pet business segments. It operates as an independent agency that can place coverage across multiple carriers rather than a single insurer, with a current footprint in 12 states. For individual sitters and micro-businesses wanting association-backed coverage, Pet Sitters Associates is the strongest alternative. For kennel and boarding facility operators, Kennel Pro Insurance is the go-to alternative.
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